Get AAA Auto Insurance NJ Phone Number, Coverage, and More

Aaa auto insurance nj phone number

AAA Auto Insurance NJ Phone Number

Aaa auto insurance nj phone number – If you’re looking for AAA Auto Insurance in New Jersey, you can reach their dedicated phone line at 1-800-222-6455. This phone line is available from Monday to Friday, 8:00 AM to 8:00 PM, and on Saturday from 9:00 AM to 1:00 PM EST.

Hours of Operation

The AAA Auto Insurance NJ phone line is open during the following hours:

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  • Monday to Friday: 8:00 AM to 8:00 PM EST
  • Saturday: 9:00 AM to 1:00 PM EST

AAA Auto Insurance NJ Coverage Options

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AAA Auto Insurance offers a wide range of coverage options to meet the needs of drivers in New Jersey. These options include:

  • Liability coverage:This coverage protects you from financial responsibility if you cause an accident that injures someone else or damages their property.
  • Collision coverage:This coverage pays for repairs to your car if you are involved in an accident, regardless of who is at fault.
  • Comprehensive coverage:This coverage pays for repairs to your car if it is damaged by something other than a collision, such as theft, vandalism, or a natural disaster.
  • Uninsured/underinsured motorist coverage:This coverage protects you from financial losses if you are involved in an accident with a driver who does not have insurance or who has insufficient insurance.
  • Medical payments coverage:This coverage pays for medical expenses for you and your passengers if you are injured in an accident, regardless of who is at fault.

The amount of coverage you need will depend on your individual circumstances. AAA can help you determine the right coverage options for you.

Coverage Levels and Premiums

AAA Auto Insurance offers three different coverage levels: Basic, Standard, and Premium. The following table compares the coverage levels and premiums for each level:

Coverage Level Liability Coverage Collision Coverage Comprehensive Coverage Uninsured/Underinsured Motorist Coverage Medical Payments Coverage Premium
Basic $15,000/$30,000 $5,000 $5,000 $15,000/$30,000 $5,000 $600
Standard $25,000/$50,000 $10,000 $10,000 $25,000/$50,000 $10,000 $800
Premium $50,000/$100,000 $25,000 $25,000 $50,000/$100,000 $25,000 $1,000

AAA Auto Insurance NJ Discounts

Aaa auto insurance nj phone number

AAA Auto Insurance in New Jersey offers a variety of discounts to help you save money on your car insurance policy. These discounts can be applied to your premium, reducing the amount you pay each month.To be eligible for a discount, you must meet the specific requirements set by AAA.

You can apply for discounts by contacting your AAA agent or by visiting the AAA website.

Multi-Policy Discount

If you have multiple insurance policies with AAA, such as auto insurance and homeowners insurance, you may be eligible for a multi-policy discount. This discount can save you up to 25% on your auto insurance premium.

Safe Driver Discount

If you have a clean driving record, you may be eligible for a safe driver discount. This discount can save you up to 10% on your auto insurance premium.

Good Student Discount

If you are a full-time student with a good academic record, you may be eligible for a good student discount. This discount can save you up to 15% on your auto insurance premium.

AAA Member Discount

If you are a member of AAA, you may be eligible for a AAA member discount. This discount can save you up to 10% on your auto insurance premium.

Defensive Driving Course Discount

If you complete a defensive driving course approved by AAA, you may be eligible for a defensive driving course discount. This discount can save you up to 10% on your auto insurance premium.

New Car Discount

If you purchase a new car, you may be eligible for a new car discount. This discount can save you up to 10% on your auto insurance premium.

Anti-Theft Device Discount

If your car is equipped with an anti-theft device approved by AAA, you may be eligible for an anti-theft device discount. This discount can save you up to 5% on your auto insurance premium.

AAA Auto Insurance NJ Claims Process

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If you’re involved in an accident, filing a claim with AAA Auto Insurance in New Jersey is a straightforward process. Here’s a step-by-step guide to help you through the process:

  1. Report the accident:Call AAA’s 24/7 claims hotline at 1-800-222-4357 to report the accident and file a claim. You can also report the accident online at AAA’s website.
  2. Gather information:Gather as much information as possible about the accident, including the date, time, location, and details of the accident. You should also get the names and contact information of any witnesses.
  3. Submit your claim:You can submit your claim online, by mail, or by phone. If you submit your claim online, you will need to provide your policy number, the date of the accident, and a description of the accident.
  4. Provide documentation:You may need to provide documentation to support your claim, such as a police report, medical records, or photos of the damage to your vehicle.
  5. Cooperate with the claims adjuster:A claims adjuster will be assigned to your case. The claims adjuster will investigate the accident and determine the amount of your claim.
  6. Receive your settlement:Once the claims adjuster has determined the amount of your claim, you will receive a settlement. The settlement will be paid to you or to the repair shop that is fixing your vehicle.

Contact Information for the Claims Department

AAA Auto Insurance NJ’s claims department can be reached at 1-800-222-4357. You can also report a claim online at AAA’s website.

AAA Auto Insurance NJ Reviews

AAA Auto Insurance is a well-known provider in New Jersey, with a long history of serving the state’s drivers. To provide a comprehensive overview, we have gathered and organized customer reviews to present a balanced perspective on AAA’s services in New Jersey.

Our analysis reveals that AAA Auto Insurance in New Jersey generally receives positive feedback from its customers. However, like any insurance company, it also has areas where it can improve. Let’s delve into the details:

Positive Feedback

  • Responsive Customer Service:Customers commend AAA for its prompt and helpful customer service, noting that representatives are knowledgeable and willing to assist with inquiries and claims.
  • Wide Coverage Options:AAA offers a range of coverage options, allowing customers to tailor their policies to their specific needs and budget.
  • Competitive Rates:Many customers report that AAA’s rates are competitive compared to other insurance providers in New Jersey.
  • Established Reputation:AAA has a long-standing reputation in the insurance industry, which gives customers peace of mind and trust in the company’s reliability.

Negative Feedback

  • Limited Discounts:Some customers have expressed dissatisfaction with the limited discounts offered by AAA, particularly for drivers with a clean driving record.
  • Slow Claims Process:A few customers have reported experiencing delays in the claims process, which can be frustrating during stressful situations.
  • Higher Premiums for Young Drivers:Young drivers may find AAA’s premiums to be higher compared to other insurance companies that offer more competitive rates for this demographic.
  • Inconsistent Coverage:Some customers have reported inconsistencies in coverage across different policies, leading to confusion and dissatisfaction.

AAA Auto Insurance NJ Competitors

Aaa auto insurance nj phone number

AAA Auto Insurance faces competition from several major insurance providers in New Jersey, each offering a range of coverage options, premiums, and customer service.

If you’re seeking the AAA auto insurance phone number in New Jersey, look no further. However, if you’re in Tulsa, Oklahoma, you may want to check out aaa auto insurance tulsa oklahoma . Either way, AAA insurance provides comprehensive coverage and excellent customer service, ensuring peace of mind on the road.

State Farm

State Farm is a well-known insurance company with a strong presence in New Jersey. It offers a variety of auto insurance coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. State Farm’s premiums are generally competitive, and it has a reputation for providing good customer service.

Geico

Geico is another major auto insurance provider in New Jersey. It offers a wide range of coverage options, including liability, collision, comprehensive, and rental car coverage. Geico’s premiums are often lower than those of other insurers, and it has a user-friendly website and mobile app.

If you’re looking for aaa auto insurance nj phone number, then you’ve come to the right place. We can help you find the best rates on auto insurance in New Jersey. For more information about insurance, check out amica insurance durham nc . If you have any questions about aaa auto insurance nj phone number, please don’t hesitate to contact us.

Progressive

Progressive is a leading auto insurance provider in the United States, including New Jersey. It offers a variety of coverage options, including liability, collision, comprehensive, and roadside assistance coverage. Progressive’s premiums are generally competitive, and it has a reputation for providing good customer service.

Allstate

Allstate is a well-established insurance company with a strong presence in New Jersey. It offers a variety of auto insurance coverage options, including liability, collision, comprehensive, and gap coverage. Allstate’s premiums are generally competitive, and it has a reputation for providing good customer service.

USAA

USAA is an insurance company that specializes in serving military members and their families. It offers a variety of auto insurance coverage options, including liability, collision, comprehensive, and rental car coverage. USAA’s premiums are generally competitive, and it has a reputation for providing excellent customer service.

AAA Auto Insurance NJ Resources

If you’re looking for more information about AAA Auto Insurance in New Jersey, here are some helpful resources:

AAA Website

The AAA website is a great place to start your research. You can find information about AAA’s different auto insurance policies, as well as get a quote. https://www.aaa.com/auto-insurance/new-jersey

FAQs

AAA’s website also has a comprehensive FAQ section that can answer many of your questions about auto insurance. https://www.aaa.com/auto-insurance/faqs

Other Relevant Materials

In addition to the AAA website, there are a number of other helpful resources available online. Here are a few links to get you started:

AAA Auto Insurance NJ FAQs

Navigating auto insurance policies can raise numerous questions. This section addresses common inquiries regarding AAA Auto Insurance in New Jersey, providing concise and informative answers to assist you in making informed decisions about your coverage.

If you’re looking for a reliable and affordable auto insurance provider in New Jersey, AAA is a great option. You can reach them at their New Jersey phone number for more information. AAA is just one of many insurance companies out there, so it’s important to do your research before making a decision.

Check out three insurance company reviews to learn more about other providers and find the best fit for your needs. Once you’ve found the right insurance company, you can rest assured that you’re protected in case of an accident.

For further inquiries or personalized guidance, do not hesitate to contact AAA Auto Insurance NJ directly.

What is the minimum auto insurance coverage required in New Jersey?

New Jersey requires all drivers to carry a minimum level of auto insurance coverage, including:

  • Bodily Injury Liability: $15,000 per person, $30,000 per accident
  • Property Damage Liability: $5,000 per accident
  • Personal Injury Protection (PIP): $15,000 per person

What types of coverage options does AAA Auto Insurance NJ offer?

AAA Auto Insurance NJ provides a comprehensive range of coverage options to meet your specific needs, including:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Medical Payments Coverage
  • Rental Reimbursement Coverage
  • Towing and Labor Coverage

How can I qualify for discounts on my AAA Auto Insurance NJ policy?

AAA Auto Insurance NJ offers various discounts to help you save on your premiums, such as:

  • Multi-policy Discount
  • Safe Driver Discount
  • Good Student Discount
  • Anti-Theft Device Discount
  • Loyalty Discount

What is the process for filing a claim with AAA Auto Insurance NJ?

In the event of an accident, you can file a claim with AAA Auto Insurance NJ by:

  1. Calling the claims hotline
  2. Reporting the claim online
  3. Visiting a local AAA office

Where can I find reviews of AAA Auto Insurance NJ?

Reviews of AAA Auto Insurance NJ can be found on various online platforms, including:

  • Google My Business
  • Yelp
  • Trustpilot
  • J.D. Power

Who are AAA Auto Insurance NJ’s competitors?

AAA Auto Insurance NJ faces competition from several major insurance providers in the New Jersey market, including:

  • State Farm
  • GEICO
  • Progressive
  • Allstate
  • Farmers

What resources are available to me from AAA Auto Insurance NJ?, Aaa auto insurance nj phone number

AAA Auto Insurance NJ provides a range of resources to assist you with your insurance needs, including:

  • Online account management
  • Mobile app
  • 24/7 roadside assistance
  • Insurance education materials

Ending Remarks

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AAA Auto Insurance NJ stands as a beacon of reliability and protection, offering a comprehensive suite of insurance solutions tailored to your unique needs. Embrace the peace of mind that comes with knowing your vehicle and finances are in safe hands.

Contact AAA Auto Insurance NJ today and embark on a journey of secure and worry-free driving.

Popular Questions

What is the AAA Auto Insurance NJ phone number?

1-800-222-7623

What are the hours of operation for the AAA Auto Insurance NJ phone line?

Monday-Friday: 8:00 AM – 8:00 PM EST Saturday: 9:00 AM – 5:00 PM EST

What coverage options are available from AAA Auto Insurance NJ?

Liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection, and more.

What discounts are available from AAA Auto Insurance NJ?

Multi-car, safe driver, good student, and more.

How do I file a claim with AAA Auto Insurance NJ?

You can file a claim online, by phone, or through the AAA mobile app.

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