Get the AAA Car Insurance NJ Phone Number and All the Essential Info You Need


AAA Car Insurance NJ Contact Information

Aaa car insurance nj phone number – If you have any inquiries or require assistance regarding AAA Car Insurance in New Jersey, do not hesitate to reach out to their dedicated customer service team. The official phone number for AAA Car Insurance NJ is 1-800-222-7623. This phone line is specifically designated for car insurance-related matters and provides a direct connection to knowledgeable representatives who can address your concerns promptly.

In addition to phone support, AAA Car Insurance NJ offers alternative contact options to cater to your convenience. You can visit their website at for online assistance or to request a quote. Furthermore, you can also connect with them via email or through their social media channels for general inquiries or non-urgent matters.

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AAA Car Insurance NJ Coverage Details

AAA provides a comprehensive range of car insurance coverage options in New Jersey to meet the diverse needs of drivers. These coverage types aim to protect drivers financially in the event of accidents, property damage, and other covered incidents.

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Liability Coverage

Liability coverage is a crucial component of car insurance that protects drivers against financial responsibility for injuries or property damage caused to others in an accident. In New Jersey, drivers are required to carry a minimum amount of liability coverage, known as the “4/10/5” rule.

This coverage includes:

Bodily injury liability

Up to $4,000 per person and $8,000 per accident

Property damage liability

Up to $5,000 per accidentAAA offers various liability coverage options beyond the state minimum, allowing drivers to tailor their coverage to their specific needs and risk tolerance.

AAA Car Insurance NJ Discounts

AAA Car Insurance offers various discounts to its members in New Jersey. These discounts can help reduce the cost of your car insurance premiums and save you money.

Membership Discount

  • AAA members are eligible for a discount of up to 10% on their car insurance premiums.
  • To qualify for this discount, you must be a current AAA member and maintain your membership throughout the policy period.

Multi-Car Discount

  • If you insure multiple cars with AAA, you may be eligible for a discount of up to 15% on your premiums.
  • To qualify for this discount, you must insure at least two cars with AAA.

Safe Driver Discount

  • AAA offers a discount of up to 10% for drivers with a clean driving record.
  • To qualify for this discount, you must have a clean driving record for at least three years.

Good Student Discount

  • AAA offers a discount of up to 10% for students with a good academic record.
  • To qualify for this discount, you must be a full-time student with a GPA of 3.0 or higher.

Anti-Theft Device Discount

  • AAA offers a discount of up to 5% for vehicles equipped with anti-theft devices.
  • To qualify for this discount, your vehicle must be equipped with an anti-theft device approved by AAA.

Defensive Driving Course Discount

  • AAA offers a discount of up to 10% for drivers who complete a defensive driving course.
  • To qualify for this discount, you must complete a defensive driving course approved by AAA.

How to Apply for and Claim Discounts

To apply for and claim discounts, you can contact your AAA agent or visit the AAA website. You will need to provide proof of eligibility for each discount you are applying for. Once you have applied for a discount, it will be applied to your policy premiums.

AAA Car Insurance NJ Claims Process

In the unfortunate event of an accident, AAA Car Insurance NJ provides a streamlined claims process to help you navigate the situation with ease. Here’s a step-by-step guide to filing a claim:

Reporting the Accident

Immediately after an accident, ensure your safety and that of any passengers involved. Once the situation is stable, contact AAA Car Insurance NJ at 1-800-AAA-HELP (1-800-222-4357) to report the accident and initiate the claims process.

Gathering Evidence

To support your claim, gather as much evidence as possible at the scene of the accident. This includes:

  • Contact information of all parties involved (drivers, passengers, witnesses)
  • Police report (if applicable)
  • Photos of the accident scene, vehicle damage, and injuries
  • Medical records (if applicable)

Submitting a Claim

You can submit your claim online, by phone, or in person at a local AAA office. When submitting a claim, be prepared to provide the following information:

  • Your policy number
  • Details of the accident (date, time, location)
  • Information on the other driver(s) involved
  • Evidence you have gathered

Claims Handling Process

Once you have submitted your claim, AAA Car Insurance NJ will assign a claims adjuster to handle your case. The adjuster will investigate the accident, assess the damage, and determine the amount of your settlement. The claims process typically involves the following steps:

  • Investigation: The adjuster will gather evidence, interview witnesses, and inspect the vehicles involved.
  • Assessment: The adjuster will assess the damage to your vehicle and determine the cost of repairs or replacement.
  • Settlement: Once the assessment is complete, the adjuster will negotiate a settlement amount with you. The settlement may include compensation for vehicle damage, medical expenses, and other related costs.


The claims process timelines can vary depending on the complexity of the accident and the amount of evidence required. However, AAA Car Insurance NJ aims to resolve claims as quickly as possible, while ensuring a thorough investigation.

AAA Car Insurance NJ Roadside Assistance

Aaa car insurance nj phone number

AAA Car Insurance in New Jersey offers comprehensive roadside assistance benefits to ensure peace of mind while driving. These benefits provide assistance in various emergency situations, helping you get back on the road quickly and safely.

If you’re looking for aaa car insurance nj phone number, you’ve come to the right place. We can help you find the best rates on car insurance in New Jersey. And if you have any collectibles that you want to insure, we can help you with that too.

Insure collectibles of all kinds, from cars to jewelry to artwork. So whether you’re looking for aaa car insurance nj phone number or you need to insure your collectibles, we can help.

AAA’s roadside assistance services include:

  • Towing:AAA provides towing services to the nearest repair facility or your desired destination, up to a specified mileage limit.
  • Battery jump-starts:If your car’s battery fails, AAA will send a technician to jump-start your vehicle.
  • Flat tire changes:AAA will assist in changing a flat tire with your spare tire.
  • Fuel delivery:If you run out of gas, AAA can deliver fuel to your location.
  • Lockout assistance:AAA can help unlock your car if you are locked out.
  • Winching:AAA provides winching services to remove your vehicle from ditches or other off-road situations.

To access roadside assistance, simply call AAA’s 24/7 hotline at 1-800-AAA-HELP (1-800-222-4357). You can also request assistance through the AAA mobile app.

AAA Car Insurance NJ Online Services

AAA Car Insurance policyholders in New Jersey can conveniently manage their policies, make payments, and file claims online through AAA’s secure website and mobile app.

The online portal allows policyholders to view policy details, update personal information, and make changes to their coverage. They can also access account statements, view payment history, and make online payments.

Mobile App Features and Benefits, Aaa car insurance nj phone number

AAA’s mobile app offers additional convenience and features for policyholders. The app allows users to:

  • Access policy information and documents
  • Make payments and view payment history
  • File and track claims
  • Request roadside assistance
  • Find nearby AAA locations
  • Receive notifications and alerts

AAA Car Insurance NJ Reviews

AAA Car Insurance in New Jersey has garnered mixed reviews and ratings from its customers. While some praise its excellent customer service and comprehensive coverage options, others have expressed concerns about high premiums and limited policy customization.

Positive Feedback

Positive reviews often highlight the company’s:

  • Prompt and courteous claims processing
  • Helpful and knowledgeable customer support
  • Wide range of coverage options, including specialized plans for classic cars and high-value vehicles

Negative Feedback

Negative reviews primarily focus on:

  • Higher premiums compared to competitors
  • Limited flexibility in policy customization
  • Occasional issues with billing and policy changes

Overall Customer Satisfaction

Overall, AAA Car Insurance NJ receives a moderate level of customer satisfaction. While it excels in certain areas, such as customer service and coverage options, its high premiums and limited customization options may deter some potential customers.

AAA Car Insurance NJ Comparison: Aaa Car Insurance Nj Phone Number

Aaa quotesgram

AAA Car Insurance is a reputable provider in New Jersey, known for its extensive coverage options, competitive premiums, and reliable customer service. To provide a comprehensive evaluation, let’s compare AAA Car Insurance to other major providers in the state, examining coverage, premiums, discounts, and customer service.

Coverage Options

AAA Car Insurance offers a wide range of coverage options, including:

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage
  • Personal injury protection (PIP)

AAA’s coverage options are comparable to those offered by other major insurers in New Jersey, ensuring that drivers can tailor their policies to meet their specific needs and risk tolerance.


AAA Car Insurance premiums are generally competitive in the New Jersey market. Factors that influence premiums include the driver’s age, driving history, vehicle type, and coverage level. AAA offers various discounts to help reduce premiums, such as:

  • Multi-car discount
  • Good driver discount
  • Defensive driving course discount
  • AAA membership discount

By taking advantage of these discounts, drivers can potentially lower their premiums and save money on their car insurance.

Customer Service

AAA Car Insurance prides itself on providing excellent customer service. The company has a dedicated team of representatives available to assist policyholders with questions, claims, and other insurance-related matters. AAA also offers online and mobile tools that allow customers to manage their policies, file claims, and access roadside assistance.

The AAA car insurance NJ phone number can be a great starting point for getting coverage for your vehicle. If you’re looking for multiple options, you can also get three insurance quotes online and compare them side-by-side. Once you have a few quotes, you can make an informed decision about which policy is right for you.

AAA offers a variety of discounts, so be sure to ask about them when you call. With the right coverage, you can drive with peace of mind knowing that you’re protected.

AAA Car Insurance NJ Agents

Aaa car insurance nj phone number

AAA Car Insurance in New Jersey offers a wide network of experienced and knowledgeable agents who can assist you with all your car insurance needs. Whether you’re looking for a new policy, need to make changes to your existing coverage, or have questions about a claim, an agent can provide personalized guidance and support.

Working with an agent offers several benefits, including:

  • Personalized advice and recommendations based on your individual needs
  • Help understanding your policy and coverage options
  • Assistance with filing claims and getting the best possible settlement
  • Access to exclusive discounts and promotions

How to Find an Agent

Finding a local AAA Car Insurance agent is easy. You can:

  • Visit the AAA website and use the “Find an Agent” tool:
  • Call AAA at 1-800-222-4222
  • Stop by a local AAA branch office

Once you’ve found an agent, schedule an appointment to discuss your insurance needs and get a personalized quote.

AAA Car Insurance NJ Safety Tips

AAA Car Insurance in New Jersey prioritizes road safety by offering a range of safety tips and resources to empower drivers. These tips cover various aspects of driving, from defensive driving techniques to vehicle maintenance and combating distracted driving.

AAA’s commitment to road safety extends beyond insurance coverage. They actively promote safe driving practices through educational campaigns, driver training programs, and partnerships with law enforcement agencies.

Defensive Driving

  • Maintain a safe following distance to avoid rear-end collisions.
  • Scan the road ahead for potential hazards and anticipate the actions of other drivers.
  • Avoid aggressive driving behaviors, such as tailgating, speeding, and cutting off other vehicles.

Vehicle Maintenance

  • Regularly check and maintain tire pressure, fluid levels, and brakes to ensure optimal vehicle performance.
  • Get regular oil changes and tune-ups to keep the engine running smoothly.
  • Inspect lights, mirrors, and windshield wipers to ensure visibility and communication with other drivers.

Combating Distracted Driving

  • Avoid using cell phones while driving, as they are a major cause of distracted driving accidents.
  • Set up your navigation system or playlist before starting your journey to minimize distractions.
  • Pull over to a safe location if you need to make a call or send a text message.

AAA Car Insurance NJ Community Involvement

AAA Car Insurance is actively involved in the New Jersey community, supporting programs and initiatives that enhance road safety and empower drivers.

AAA’s commitment to social responsibility extends beyond insurance services, as they actively participate in community outreach and engagement.

Road Safety Initiatives

  • AAA offers free car seat checks and installations, ensuring children are properly secured while traveling.
  • The company sponsors driver education programs for teens and seniors, promoting safe driving habits and reducing accidents.
  • AAA advocates for legislation that improves road safety, such as stricter drunk driving laws and increased funding for road maintenance.

Driver Support Programs

  • AAA provides roadside assistance to members, offering peace of mind and support in case of emergencies.
  • The company offers discounts on car repairs and maintenance, helping drivers save money and keep their vehicles in good condition.
  • AAA advocates for affordable car insurance rates, ensuring that all drivers have access to adequate coverage.

Community Engagement

  • AAA volunteers participate in community events, such as clean-ups and safety fairs, promoting a sense of civic responsibility.
  • The company supports local charities and non-profit organizations that align with its mission of improving road safety and driver well-being.
  • AAA engages with local schools and universities to educate students about road safety and career opportunities in the insurance industry.

Concluding Remarks


AAA Car Insurance NJ is a great choice for drivers who want comprehensive coverage, competitive rates, and excellent customer service. With their wide range of coverage options, discounts, and roadside assistance benefits, AAA has everything you need to protect yourself and your vehicle on the road.

So if you’re looking for car insurance in New Jersey, be sure to give AAA a call.

User Queries

What is the AAA Car Insurance NJ phone number?

The AAA Car Insurance NJ phone number is 1-800-222-1111.

What are the coverage options offered by AAA Car Insurance NJ?

AAA Car Insurance NJ offers a wide range of coverage options, including liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection.

What discounts are available from AAA Car Insurance NJ?

AAA Car Insurance NJ offers a variety of discounts, including multi-car, safe driver, good student, and loyalty discounts.

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